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Direct Answer

Salary Needed to Live Comfortably in Sydney

To live comfortably in Sydney as a single person, you typically need a gross annual salary of approximately $115,000. This provides a solid lifestyle with savings capacity and breathing room after rent and core expenses.

Cost of Living in Sydney (2026)

CategoryMonthly (AUD)
1-Bed Rent (Centre)$2,800
1-Bed Rent (Outside)$2,100
Groceries (single)$500
Transport$180
Utilities$220
Internet$70
Restaurants$420
Leisure$320

Salary by Comfort Tier in Sydney

Minimum Viable

Covers essentials, very tight on extras

$59,000
gross/year
Monthly Net
$4,015
Breathing Room
$205
National Rank
~Median
Cushy Index
34/100
Stable

Comfortable basics, some savings, limited luxuries

$79,000
gross/year
Monthly Net
$5,107
Breathing Room
$1,297
National Rank
~Median
Cushy Index
51/100
Comfortable

Solid lifestyle, dining out, travel, decent savings

$115,000
gross/year
Monthly Net
$7,072
Breathing Room
$3,262
National Rank
~Median
Cushy Index
67/100
Very Cushy

Premium lifestyle, strong savings, no financial stress

$400,000
gross/year
Monthly Net
$20,111
Breathing Room
$16,301
National Rank
~Median
Cushy Index
75/100

What About Couples and Families?

The figures above are for a single person renting in Sydney. For a couple, the combined household income for a comfortable lifestyle is roughly A$184kA$230k combined, since rent and utilities are shared while groceries and childcare scale up.

Adding a child raises costs — childcare alone can add $1,200/month per child in Sydney.

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FAQ

What is a good salary to live well in Sydney?

For a comfortable lifestyle in Sydney as a single person, aim for approximately $115,000 gross per year. This puts you at a Cushy Index of around 67/100, with meaningful breathing room after rent and expenses.

How much rent should you budget in Sydney?

A one-bedroom apartment in Sydney costs roughly $2,100–$2,800 per month depending on location. Keeping rent below 30–35% of net income is the healthy guideline.

Is Sydney expensive compared to similar cities?

Sydney has a modeled cost index of 1.7x relative to the Spain national average used as the platform baseline, making it notably more expensive than average.

Data confidence: Modeled estimate. Source: ABS/Numbeo estimates. Costs in AUD. Australian resident income tax + 2% Medicare levy (modeled estimate).. Cost and salary figures are modeled estimates for planning.

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Modeled estimate. Actual results may vary.